Market Value Vs. Replacement Cost on your Home

When we are quoting home policies for our insureds, and we offer the quote we have worked up, the coverage A (the coverage on the home...

What is Michigan’s No-Fault Insurance

As a resident and vehicle owner in the state of MI you are required, by law, to carry basic coverages on a vehicle registered in MI. The...

Bucks Vs. Bumpers

With the arrival of warmer weather, especially here in Michigan, the deer start to move around more and often end up in our roads and on...

The Three Sides of Home Inspections

You have heard the adage “There are two sides to every story”. The story I am going to share with you has three sides: The Homeowner, The...

Supplemental Heat Sources and Eligibility

Many homes in Michigan, especially the UP, have supplemental heat sources or heat sources in an outbuilding such as a garage or sauna. It...

What Factors Are Used to Calculate Auto Insurance Premiums?

“I WAS TALKING TO MY FRIEND AND THEY ARE ONLY PAYING $400 EVERY 6 MONTHS FOR THEIR CAR INSURANCE AND I AM PAYING ALMOST $1,000.” THIS IS...

Where We Have Been and Where We Are Going

Alger General Agency has been a small-town insurance agency since the beginning. Established in 1942 under the name Alger County Agency...

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